
When you are cautious,
You won't get entangled,
In acute financial problems,
You will be free from them.
In money-spending,
Show seriousness,
Every bit saved,
Will help in future.
Make a list of expenditure,
Classify them as follows,
Essentials and non-essentials,
Avoid non-essential items.
Spend for God liberally,
Without any hesitation,
To poor ones, give alms,
God will note your mercy.
Spend not on luxury,
Lead a simple life,
Curtail spending wisely,
To be in wealth stronger.
Money saved during youth,
Goes a very long way,
In helping when you are old,
Forget not this open truth.
Train your family,
To be simple always,
Peace will flock,
Life will be happy.
But, be never stingy,
To be called a miser,
Enjoy your income,
But, have savings too.
Earning is damn difficult,
Spending is very easy,
Have an account book,
Register monetary facts.
To have an income flow,
Pray to God daily, deeply,
To spend in a shrewd manner,
Ask the Lord to bless kindly.
M V Venkataraman
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