Before buying any commodity,
Carefully scan its actual utility,
Just because you enjoy prosperity,
Do not waste your buying capacity.
See each and everything in the house,
That belongs to you and your spouse,
Now, muse over every product's use,
So, in future, you will carefully choose.
Each and every Monetary investment,
Needs a highly shrewd assessment,
Bringing real financial improvement,
Requires wise funds' management.
Invested Rupees are like fertile seeds,
You execute the best investing deeds,
After satisfying all reasonable needs
Life succeeds due to huge proceeds.
Make a list of each every expenditure,
Inflict on your own self a strong stricture,
Let frugality and prudence form a mixture,
Carefully construct a financial structure.
Don't be wrongly carefree,
In spending your salary,
Spend for what is necessary,
Stop your spending spree.
Live within your income,
So happy, you will become,
Extra money may even come,
To invest, you are welcome.
Cultivate a saving habit,
Save money bit by bit,
Prudently invest it,
Use your invaluable wit.
You must be always money's boss,
Or you will suffer a mammoth loss,
This is ignored by the general mass,
For their gloom, this is the cause.
Get not caught in money-lender's clutches,
If you are caught, then peace easily ditches,
Pray to the Lord to bestow on you riches,
The needed riches, God-faith surely fetches!
M V Venkataraman
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